Built for confident lending
The best way to manage every loan.
Bring applications, credit assessment, disbursement, repayments, collections and reporting into one secure workspace — so your team can move faster and stay ahead of risk.
Built to grow with youFrom your first loan to a growing portfolio, manage lending at scale without adding complexity.
Every decision. One platform.Connect applications, credit assessment, disbursement, repayments, collections, and reporting in one place.
AI-Powered LendingMake faster, smarter credit decisions with AI.
Real-time portfolio insightsMonitor performance, risk, and trends with intelligent analytics.
Everything your lending team needs
One connected workspace from the first application to the last repayment, so nothing falls between systems.
Applications & disbursement
Take applications online or in the branch, then approve, sign and disburse in one flow.
- Online and in-branch applications with KYC
- Multi-step approvals and digital contracts
- Every step recorded in the audit log
Credit assessment
Score, screen and decide with your own rules and credit-bureau checks.
- Your own scoring and decision rules
- Credit-bureau checks built in
- AI-assisted insights for faster decisions
Repayments & collections
Schedules, payment links and reminders that keep accounts from slipping.
- Automatic schedules, payment links and mobile money
- SMS and email reminders, promises to pay
- Receipts and statements as PDFs
Asset finance
Finance equipment, vehicles and goods on hire purchase, and keep track of each asset until it is paid off.
- Financed assets with hire-purchase agreements
- Repayment schedules and receipts for every asset
- Asset products with their own terms
Order & invoice finance
Advance funds against purchase orders and invoices from your clients, and follow every repayment.
- Purchase order and invoice finance
- Client applications, facilities and advances
- Repayments tracked against each advance
Accounting & reporting
A full ledger your loans post to, with the reports you need at a glance.
- Chart of accounts and journal entries
- Trial balance, income statement and balance sheet
- Portfolio at risk and arrears reports
Savings
Offer savings accounts alongside your loans and keep every balance in one place.
- Savings accounts for your clients
- Deposits, withdrawals and interest
- Statements whenever they are needed
Clients & branches
A complete record of every borrower, across as many branches as you run.
- Client profiles with KYC and documents
- Multiple branches, staff and loan officers
- Duplicate checks on phone and ID numbers
AI assistant
A digital assistant that answers your borrowers on your website and on WhatsApp, around the clock.
- Answers questions about products, pricing and loans
- Takes applications and checks balances after email verification
- Hands the chat to your team when a person is needed
Customer Portal
Give borrowers a self-service portal so they can help themselves.
- See loans, schedules and statements
- Apply for a loan and follow its progress
- Download receipts at any time
Mobile App
Android and iOS access for your field officers, wherever they work.
- Look up clients and loans on the go
- Capture collections in the field
- Built for loan officers and agents
APIs
Connect your own systems with a secure REST API.
- Personal access tokens
- REST API for clients, loans and repayments
- Plug into websites, apps and payment services
Simple plans, free to try
Every plan starts with a free trial — no payment details needed to begin.
Starter
ZMW 1,000 / month
ZMW 10,800 / year
30-day free trial
- Loan Management
- Client Management
- Branch Management
- Communication / Campaigns
- Customer Portal
- Plus more
Pro
ZMW 7,000 / month
ZMW 75,600 / year
14-day free trial
- Loan Management
- Client Management
- Branch Management
- Accounting
- Collections
- Communication / Campaigns
- APIs
- Customer Portal
- Digital AI Assistant
- Plus more
Enterprise
Contact us
- Loan Management
- Client Management
- Branch Management
- Savings
- Accounting
- Payroll
- Collections
- Communication / Campaigns
- Mobile App
- APIs
- Customer Portal
- Digital AI Assistant
- Plus more
Trusted by finance teams that move lending forward
